Playing House

So I'm reading this article on YWNews about the high cost of seminary and what Rabbaim can do about the cost and the "situation". Now I must admit, my daughter is only 5 and I only recently have been complaining about tuition-BUT-my mother in law always warned us, if you are old enough to play house, you are old enough to PAY house. Would I make my kids take out student loans to pay for that kind of thing? I think so. Life isn't free. Segway into who is responsible to pay... Guys have the obligation in their Kesuba to support the wife. The kollel wife supporting the husband is a volunteer thing. I think that the proliferation of this lifestyle gives us all a bad impression that there is such a thing as a free ride, until it's your turn to pay.